7% of Americans Surveyed Know 4 Basic Health Insurance Concepts

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7% of Americans Surveyed Know the Four Basic Health Insurance Concepts

In a landline and cell phone probability sample of 1,011 U.S. adults age 18 and older, UnitedHealthcare found:

  • More than 60% of respondents successfully defined plan premium and deductible
  • 36% had a tough time defining out-of-pocket maximum
  • 32% had a tough time defining co-insurance
  • 25% of respondents said they would rather file their annual income taxes than select a health plan
  • 7% of respondents could successfully define the four basic health insurance concepts: plan premium, deductible, co-insurance and out-of-pocket maximum

Source: UnitedHealthcare, September, 2016


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